QUALIFICATIONS

WORK EXPERIENCE

(a) State Bank of Mauritius Ltd (June 1981 to November 2004)

(i) Inspection Department (1981-1987)

Main responsibilities: Verification/compliance to guidelines issued by Head Office regarding

- advances (documentation, book entries),
- deposits (rates, terms, verification of interest),
- internal control (procedures, returns, compliance to Banking Act), daily transactions/expenses, and verification/in-depth audit of all other items appearing on Trial Balance

(ii) Analyst at Corporate Banking Division (1987-1989)

Main responsibilities:

- project appraisal, analysis of financial statements, cash flows;
- monitoring of accounts; and
- site visits mainly for corporates in textile sector

(iii) Branch Manager (1989-1994)

Main responsibilities: administration of branch.

(iv) Relationship Manager at Corporate Banking Division (1994 to 2004)

Main responsibilities:

- Relationship management: maintain and strengthen business relationship management through regular visits and discussions;
- Marketing: market penetration by identifying new clients on the local market and selling banking products; obtaining a larger share of business from existing clients;
- Credit appraisal: project appraisal, analysis of financial statements and cash flows; assessment of financial needs;
- Monitoring: daily monitoring of transactions; visits to clients.

(b) Kemp Chatteris (1980)

Main responsibilities: Auditing